Lance, Here is what I use. Everyone has their own preferences which I respect, so treat this as guidance only, even the beginner probably has some tools that will work just as well.
First photo -
-Side cutter
-Set of needle files
-Pointed tweezers
-Craft knife: a curved blade is good for handling photo etch, the straight angled blade is a good all rounder.
-Last item is a fibre glass eraser, good for sanding awkward corners and cleaning up cement overspill.
-Fine grade wire wool is also handy for cleaning up seams etc. as is Halfords wet &dry paper 1500 grit
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Second Photo
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Tamiya Masking Tape 6mm and 10m wide
-Small craft knife
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Third Photo
-Small long nosed pliers
-Miniature drill set
-Pin vice
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Fourth Photo
Thin Glue such as Mr Hobby shown on the left, and Loctite GEL super glue, are the two essentials. Mr Hobby is thin, and uses capillary action to join pieces together, very thin minimum mess. The GEL is good for
rigging and for holding very small pieces in position.
The Rocket glue is only needed if you plan to use photo etch (PE), very strong, but gives you enough time to position items accurately. Overspill is easily cleaned up with the fibre glass eraser mentioned above.
The ZAP thin CA glue, again is only needed for (PE) where you have seams, here the thin nature of the glue uses capillary action to join the seams.
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Fifth Photo
-Blue Tack is a modellers favourite for holding things in position while gluing and painting, and picking up very small objects.
-Filler, you use a lot of this on model aircraft, but very little on ships, handy to have though.
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Sixth Photo
-Bending tools; only needed if you are planning to use photo etch, a straight edge (a 6" steel ruler would do) and an old single sided razor blade are ideal. But you might want to think about a hold and bend tool if you want to get serious.
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Seventh Photo
-If you are using photo etch, this is a must have tool, used this all the time on my models. There are other tools on the market, but this is my personal favourite.
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Finally a word of caution, if you are intending to enhance your model with photo etch, you need to get it before you start modelling, as it is nigh impossible to add on later.
Hope this is of some help. Derek